mortgage
US /ˈmɔrɡɪdʒ/
・UK /'mɔ:ɡɪdʒ/
B1 中級英檢中級多益
n. (c./u.)名詞 (可數/不可數)抵押
My parents paid off their mortgage in ten years and now they own their house
n. (c./u.)名詞 (可數/不可數)抵押
The bank holds a mortgage on the property.
v.t.及物動詞抵押
They had to mortgage their house to pay off debts.
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為了出遊欠下大筆卡費但可以獲得無價的回憶，「舉債度假」究竟是好還是壞？(How Americans Are Paying For Vacation)
- People don't think taking out a mortgage for a home and making this a lifelong investment is irresponsible, but it can be a really bad investment in a lot of cases.
人們並不認為貸款買房並將其作為終身投資是不負責任的行為，但在很多情況下，這可能是一項非常糟糕的投資。
- People don't think taking out a mortgage for a home and making this a lifelong investment is irresponsible but can be a really bad investment in a lot of cases.
另一種方法是從 401k 賬戶中貸款給自己。
2024 大選國家再加一！英國首相蘇納克宣佈提前進行大選，原因為何？ (Sunak Calls the Election: What the Hell Just Happened?)
- This means that the pressure on prices will ease and mortgage rates will come down.
這意味著房價壓力將有所緩解，抵押貸款利率也將下降。
- This means that the pressure on prices will ease and mortgage rates will come down.
不久之後，我們看到基爾-斯塔默（Keir Starmer）看起來乾癟了許多，他對蘇納克的發言做出了迴應。
英國即將發生什麼事？大多數人都毫無頭緒！ (“Most People Have No Idea What’s About To Happen To The UK”)
- But if you can get a mortgage and get yourself a house at a very good interest rate, now you have a house and you can increase your productivity by getting a better job, by actually working harder, by working longer hours, yes, of course, you are going to overpay for your house because it's a mortgage, but nonetheless, it's worth it.
但是，如果你能獲得抵押貸款，以非常優惠的利率買到房子，現在你有了房子，你就可以通過找到更好的工作、更加努力地工作、延長工作時間來提高你的生產力，是的，當然，因為是抵押貸款，你會為房子多付一些錢，但儘管如此，這也是值得的。
- But if you can get a mortgage and get yourself a house at a very good interest rate, now you have a house and you can increase your productivity by getting a better job, by actually working harder, by working longer hours.
但是，如果你能獲得抵押貸款，以非常優惠的利率買到房子，現在你有了房子，你就可以通過找到更好的工作、更加努力地工作、延長工作時間來提高你的生產力，是的，當然，因為是抵押貸款，你會為房子多付一些錢，但儘管如此，這也是值得的。
焦點：太陽能比以往任何時候都便宜，為何還有這麼多紐西蘭人裹足不前？ (Focus: Solar is cheaper than ever so why aren’t more Kiwis getting on board?)
- So if you have a mortgage at the bank or you are with a bank, then you can go to the bank and you get a 3-5 year loan for an interest-free or 1% interest on that loan.
是以，如果您在銀行有抵押貸款，或者您與銀行有合作關係，那麼您就可以去銀行獲得 3-5 年期的免息貸款或 1%的貸款利息。
- So if you have a mortgage at a bank or you are with a bank, then you can go to the bank and you get a three to five-year loan for an interest-free or 1% interest on that loan.
顯然，他們會對你的財產進行全面評估，看是否真的值得。
有大事要發生了…而大家還沒準備好！😱 (“Something Big Is Coming… And No One Is Ready”)
- If you are in the US getting a mortgage or getting an auto loan or getting different kinds of loans, it's much cheaper compared to the rest of the world, again compared to the inflation.
基本上，這變成了一個永無止境的機器，不斷循環、不斷運轉，讓美國越來越富裕。
- If you are in the US getting a mortgage or getting an auto loan or getting different kinds of loans, it's much cheaper compared to the rest of the world, again, compared to the inflation.
這就是讓美元持續成為全球儲備貨幣的原因。
泡沫還是轉機？解析私人信貸正面臨的嚴峻考驗（Why Private Credit Is Facing Its Biggest Test Yet）
- It has the same trappings as subprime mortgage repackaging had.
人們談論了多年私人信貸未經考驗，
- It has the same trappings as subprime mortgage repackaging had.
它有著和次級抵押貸款再包裝一樣的特徵。
不只台灣，近來美國房價也是貴鬆鬆！2024 年的房價是否會比較合理呢？ (Will houses become more affordable in 2024?)
- And what happened these last two years is that one: mortgage rates increased a lot.
過去兩年發生的事情是：抵押貸款利率大幅上升。
- and they actually stayed high even as mortgage rates were increasing a lot, which was unexpected.
即使抵押貸款利率大幅上漲，它們實際上仍然保持在高位，這是出乎意料的。
【CNN10】究竟收入要多少才買得起房？斜度超過比薩斜塔的「加里森達塔」、許多魚類疑似集體中毒| 2024年4月9日 (How much income is needed to buy a home? | April 9, 2024)
- High mortgage rates, rising home prices and low home inventory are pushing home ownership further out of reach for first-time buyers.
高抵押貸款利率、不斷上漲的房價和較低的房屋庫存，使得首次購房者越來越難以實現置業夢想。
- High mortgage rates, rising home prices, and
這在過去四年中幾乎增長了 50%。
