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    精選頻道

    影片分級

    • A1 初級
    • A2 初級
    • B1 中級
    • B2 中高級
    • C1 高級
    • C2 高級

    隱私權˙條款˙
    ©2026 VoiceTube Corporation. All rights reserved

    borrower

    US /ˈbɑːroʊər/

    ・

    UK /ˈbɒrəʊə(r)/

    A2 初級
    n. (c.)可數名詞借用人 ; 借款人
    Each borrower is allowed to take out 10 books at a time

    影片字幕

    泡沫還是轉機?解析私人信貸正面臨的嚴峻考驗(Why Private Credit Is Facing Its Biggest Test Yet)

    10:51泡沫還是轉機?解析私人信貸正面臨的嚴峻考驗(Why Private Credit Is Facing Its Biggest Test Yet)
    • just directly between the borrower and the ultimate buyer of that debt, cutting out all those middle stages.

      也就是這些機構直接把錢借給公司。

    • just directly between the borrower and the ultimate buyer of that debt, cutting out all those middle stages.

      直接在借款人和債務的最終買家之間進行,省去了所有中間環節。

    B1 中級

    為了出遊欠下大筆卡費但可以獲得無價的回憶,「舉債度假」究竟是好還是壞?(How Americans Are Paying For Vacation)

    09:34為了出遊欠下大筆卡費但可以獲得無價的回憶,「舉債度假」究竟是好還是壞?(How Americans Are Paying For Vacation)
    • Financial experts say that this can be a risky move if the borrower cannot pay the balance in time to not be charged interest.

      金融專家說,如果借款人不能及時償還餘額而不被收取利息,這可能是一個冒險的舉動。

    • Financial experts say that this can be a risky move if the borrower cannot pay the balance in time to not be charged interest.

      如果再加上 1,000 美元的度假費用,也許會覺得杯水車薪。

    A2 初級

    「BNPL先買後付」跟「信用卡」哪個好?使用者又需要注意哪些風險呢? (Buy Now, Pay Later Apps vs. Credit Cards: The Pros and Cons | WSJ)

    05:50「BNPL先買後付」跟「信用卡」哪個好?使用者又需要注意哪些風險呢?  (Buy Now, Pay Later Apps vs. Credit Cards: The Pros and Cons | WSJ)
    • Both Klarna and Afterpay restrict use of their services if a borrower misses a payment.

      如果借款人未能付款,Klarna 和 Afterpay 都會限制其服務的使用。

    • if a borrower misses a payment.

      如果借款人拖欠還款。

    B1 中級

    房價危機已悄然降臨!你的錢包準備好了嗎? (The Housing Crisis Has Already Begun – And Nobody’s Ready)

    14:50房價危機已悄然降臨!你的錢包準備好了嗎? (The Housing Crisis Has Already Begun – And Nobody’s Ready)
    • So the bank is making a profit, the borrower is getting a low mortgage rate because the Federal Reserve just printed money,

      是以,美國聯邦準備理事會收購了數兆美元的房地產抵押貸款證券,這增加了需求,進而降低了普通美國人的房貸利率。

    • So the bank is making a profit, the borrower is getting a low mortgage rate because the Federal Reserve just printed money.

      是以,銀行賺了錢,購房者因為聯準會剛印了鈔票,所以得到了較低的房貸利率。

    B1 中級

    川普竟然做了「無法想像」的事…後果真的超嚴重! (Trump Just Did The UNTHINKABLE... It's REALLY Bad)

    15:43川普竟然做了「無法想像」的事…後果真的超嚴重! (Trump Just Did The UNTHINKABLE... It's REALLY Bad)
    • the bank will pay a portion of that interest to a borrower.

      銀行會從手頭有多餘現金的人那裡收錢,並且要付給他們一些利息。

    • The bank will pay a portion of that interest to a borrower.

      銀行會將一部分利息付給借款人。

    B1 中級

    房市瞬間變盤! (The Housing Market Just FLIPPED!)

    12:01房市瞬間變盤! (The Housing Market Just FLIPPED!)
    • On the other side, this is you, the client, or the borrower who takes the mortgage.

      一邊是提供抵押貸款的銀行。

    • On the other side, this is you, the client or the borrower who takes the mortgage.

      另一邊,就是你,也就是接受抵押貸款的客戶或借款人。

    B1 中級

    投資分析師揭祕:什麼是「融券強制追繳保證金」(Margin Call)? (Investment Analyst Explains Margin Call)

    19:07投資分析師揭祕:什麼是「融券強制追繳保證金」(Margin Call)? (Investment Analyst Explains Margin Call)
    • So when you're an investor who owns a mortgage is receiving those interest payments from the borrower and more and more borrowers are starting to default being unable to pay you back, you're going to absorb a loss.

      是以,當你是一個擁有抵押貸款的投資者,從借款人那裡收到利息付款,而越來越多的借款人開始違約,無法向你還款時,你就要承擔損失。

    • Not only were at the time mortgage-backed securities being given false credit ratings by credit rating institutions, but there was also this belief that real estate lending was a very safe practice because sure, the borrower might default, but then you'll come into possession of the property and be able to sell it to recuperate your losses.

      當時,不僅信用評級機構對抵押貸款支持證券進行了虛假的信用評級,而且人們還認為房地產貸款是一種非常安全的做法,因為借款人當然可能會違約,但隨後你就會擁有房產,並能夠將其出售以挽回損失。

    B1 中級

    他們即將重置你的金錢!自1945年以來首次發生! (They’re About To Reset Your Money - First Time Since 1945)

    15:55他們即將重置你的金錢!自1945年以來首次發生! (They’re About To Reset Your Money - First Time Since 1945)
    • On one side, the lender; on the other side, the borrower.

      因為只要有債務,就會有兩方或兩群人。

    • On one side, the blender, on the other side, the borrower.

      一方是貸方,另一方是借方。

    A2 初級

    時代精神運動:導覽介紹! (The Zeitgeist Movement: Orientation Presentation)

    37:12時代精神運動:導覽介紹! (The Zeitgeist Movement: Orientation Presentation)
    • An interest rate is a fee charged to a borrower for the use of credit or an amount of money.

      僱員用其服務 謀取最佳薪酬

    • An interest rate is a fee charged to a borrower

      以利率的方式來控制和操縱

    B1 中級

    2008金融危機:Crash Course經濟學 #12 (The 2008 Financial Crisis: Crash Course Economics #12)

    11:252008金融危機:Crash Course經濟學 #12 (The 2008 Financial Crisis: Crash Course Economics #12)
    • home prices were going up and up. So lenders thought, worse case scenario, the borrower

      房價不斷上升。所以債權人開始思考,投資商品組合每況愈下,債務人

    • For one, home prices were going up and up, so lenders thought, worst-case scenario, the borrower defaults on the mortgage, we can just sell the house for more money.

      投資人如飢似渴買下證券。債權人

    B1 中級